Referring to the article published by NST on 3/3/2020, our 21 public-sector universities and 38 private-sector universities produce something like 51,000 graduates a year, but nearly 60% remain unemployed one year after graduation, according to a study in 2018 conducted by the Minstry of Education Malaysia’s Graduate Tracer Study.
There are many factors contributing to this, such as mismatch of skills (most academic programs are based on theory only but not practical in the real world), poor language skills (especially English), interpersonal & communication skills etc.
So, even if you excel academically, academic route may not be the best choice except for certain professional programs like law, medicine, pharmacy etc where academic pathway is the only option.
Under the TVET route, there are hundreds of TVET/skills programs for you to choose from. You may refer to the National Occupation Skills Standards (NOSS) Registry by downloading from the site, as a guide. However, not all programs are offered by the public & private TVET/skills centres, accredited by Department of Skills Development (DSD)@Jabatan Pembangunan Kemahiran (JPK).
Selama ni, banyak persoalan mengenai apakah sebenarnya laluan graduan DVM ke IPT. Ada yang kata perlu lulus sejarah SPM, ada yang kata perlu kredit BM SPM. Ya, sebelum ni, memang kena lulus sejarah SPM & kredit BM SPM untuk cohort 2013-2016. Namun, sekarang dah tak perlu, buat masa ni untuk IPTA/UA sahaja.
1. Lulus Diploma Vokasional Malaysia (DVM)/Diploma Kemahiran Malaysia (DKM)/Diploma Lanjutan Kemahiran Malaysia (DLKM) dengan mendapat sekurang-kurangnya PNGK 2.50 tertakhluk kepada kelulusan Senat/Lembaga Akademik IPTS tersebut ATAU
2. Lulus DVM/DKM/DLKM dengan mendapat sekurang-kurangnya PNGK 2.00 serta sekurang-kurangnya dua (2) tahun pengalaman kerjadalam bidang berkenaan.
Nota: Sekiranya anda ada apa-apa pertanyaan mengenai kemasukan ke IPTA, sila rujuk dengan UPU atau IPTA berkenaan.
Min cuma ada maklumat jika anda berminat untuk sambung belajar di IPTS@Unirazak, KL:
Diploma – Pengurusan, Pendidikan Awal Kanak-Kanak, Perakaunan
Ijazah Sarjana Muda – Perniagaan, Pengurusan, Pendidikan, Pendidikan Awal Kanak-Kanak, Perakaunan (akreditasi CPA), Percukaian & Kepimpinan.
Sekiranya anda tiada DVM, SVM ke SPM tetapi ada SKM sahaja, masih ada peluang melanjutkan ke IPTS.
Berita baik untuk mereka yang mengambil DKM/DLKM-PPT dan sedang bekerja dalam bidang berkaitan bidang kursus sekurang-kurangnya 2 tahun. Kalau beminat untuk menambah ilmu pengetahuan di peringkat Ijazah Sarjana Muda bidang Teknologi, saya difahamkan pusat APEL sedia utk memproses permohonan anda bagi mengikuti program Sarjana Muda (Btech) di UTHM. Untuk maklumat lanjut sila hubungi APEL centre UTHM.
Dikongsi oleh Prof Madya Dr Razali Hassan, UTHM
PENGAMBILAN PELAJAR UNTUK INTAKE SEPTEMBER 2020
Jika anda lepasan DVM/DKM/ DLKM…..
Fakulti Pendidikan Teknikal dan Vokasional, UTHM membuat pengambilan pelajar bagi Intake September 2020 ke Ijazah Sarjana Muda Teknologi yang akan dibuka dari 24 Februari (12pm) hingga 17 April 2020 (11.59pm)
1. IPTA atau IPTS lain yang menawarkan Ijazah Sarjana Muda bidang lain, juga tanpa SPM. Namun, masih banyak universiti yang perlukan kelulusan senat ataupun ujian APEL untuk kemasukan ke program Ijazah Sarjana Muda.
Program URise ini membolehkan ANDA, graduan TVET/SKM/DKM/DLKM:
Merasai program akademik pengajian tinggi tanpa terlalu membebankan (cuma 6-9 bulan, blended learning (online + tutorial bersemuka). Ia bagaikan matrikulasi.
Peluang mendapat diploma/ijazah walaupun tiada SPM dengan bajet yang sederhana serta masa yang jauh lebih singkat berbanding program penuh status MQA.
Meningkatkan daya saing serta keupayaan untuk naik pangkat ke peringkat pengurusan, setelah adanya kemahiran teknikal, samada dari pembelajaran di institut latihan kemahiran awam ataupun swasta.
Meningkatkan status sosial anda, seorang graduan Universiti yang juga berkamhiran teknikal.
WITH the year fast drawing to a close, Higher ED looks back at the highlights and events that have shaped and influenced the tertiary education space.
This year, Malaysia took great strides to provide inclusivity and quality education to various levels of the society.
Increased pathways were created for access into education at various higher education institutions (HEIs). There was a keen focus on making tertiary education provide graduates with relevant skills and knowledge that would fit both industry demands and society needs as well as push further the pursuit of knowledge.
These were all drawn up via a clear framework stipulated in the Education Minister’s 2019 Mandate that was unveiled in January where four key directions were cited for higher education ― quality, autonomy, collaboration and internationalisation ― that aimed to bring back credibility to universities.
In preparing students to become society’s troubleshooters, *universities must create collaborations with various parties, such as schools, polytechnics and vocational colleges.
For Technical and Vocational Education and Training (TVET), the ministry would continue to improve its institutional capabilities to be on par with other educational pathways.
A harmonised accreditation system with quality assurance would be established to enable student mobility in TVET institutions.
The quality and delivery of TVET programmes would be increased to improve the skills of graduates through an industry-led approach, removing duplication of programmes and resources, increasing cost-effectiveness and expanding TVET funding.
Plans on access, wider pathways for furthering education, autonomy and quality education were generally made good on as the year progressed.
SPECIAL ROUTES
The Education Ministry announced special pathways to public universities for four groups, namely, people with disabilities, athletes, Orang Asli and those in the B40 group in early March.
Students from these priority groups do not have to compete with the mainstream group to pursue their tertiary studies.
In line with the ministry’s Education for All concept, this initiative follows in the footsteps of developed countries in prioritising the admission of athletes into varsities.
Some 51,191 students from B40 group benefited from the special routes to public universities and special training institutes, of which 32,282 made it into public universities.
HEIGHTENED FOCUS ON TVET
To formulate more relevant policies to implement the TVET agenda according to industry needs, the TVET Empowerment Committee named Maszlee chairperson in May.
Later in August, the committee (JKKPTVET) was formed in line with the government’s hopes to make TVET a mainstream choice, instead of an alternative. The move is expected to help create a skilled workforce by 2030.
ALTERNATIVE POSTGRAD PATHWAYS
In July, the Malaysian Qualifications Agency revealed that there would soon be alternative pathways to provide opportunities for working adults and undergraduates to have a PhD qualification.
MQA chief executive officer Datuk Dr Rahmah Mohamed said the agency was carrying out an implementation study of the next phase of the Accreditation of Prior Experiential Learning (APEL) programme where work experience could be translated into a masters or doctoral degree, or speed up the process of getting a PhD.
Defined as a systematic process involving identification, documentation and assessment of prior experiential learning, the programme thus far has created access to certificate, diploma, bachelor’s degree and master’s degree study programmes to individuals with working experience but lack or are without proper academic qualifications.
MQA targeted to introduce APEL T-8 and APEL Q next year that would give access to PhD level qualifications. APEL T-8 is an extension of APEL A, which provides higher education opportunities based on a person’s working experience.
APEL Q awards master’s and doctoral level academic qualifications without class attendance.
The purpose of the various initiatives is to ensure there is a growth in the number of postgraduate degree holders, in line with the country’s aspiration of becoming a high-income nation.
BUDGET 2020
To level up human capital in the country, Finance Minister Lim Guan Eng, when tabling Budget 2020 in Parliament in October, announced an allocation of RM64.1 billion in 2020 for education ― reflecting the government’s commitment to provide quality education at different stages of life for the rakyat.
From the sum, a whopping RM5.9 billion is dedicated to mainstreaming TVET which include, among others, funding to strengthen the synergies between the public and private sectors through increased allocation for State Skills Development Centres and Public Skills Training Institutions as well as expanding pathways for TVET graduates to pursue further studies and secure jobs.
To encourage adult learning, Lim said the Employees Provident Fund will be allowed to facilitate the withdrawal for qualifications attained at certificate level, especially for accredited programmes that are in line with the nation’s IR4.0 aspirations.
The withdrawal scheme will include members’ parents and spouse.
A RM20 million allocation will be made available to be matched by another RM20 million from the Human Resource Development Fund towards having working adults take up professional certification examinations in fields relating to IR4.0.
Emphasis on learning opportunities under MARA and Yayasan Peneraju Pendidikan Bumiputera for low-income and rural bumiputeras through education institutions such as Kolej GIATMARA and Universiti Kuala Lumpur will be continued with an allocation of RM1.3 billion for education institutions under MARA for 2020, with a further RM2 billion allocated for student loans, benefiting 50,000 students. In addition, RM192 million is also allocated for professional certification programmes under Yayasan Peneraju.
To drive economic growth in the digital era, the government encourages the provision of technology scholarships, training and upskilling for digital skills for communities in need through the concept of Digital Social Responsibility (DSR).
DSR is the commitment by businesses to contribute to digital economic development while improving the digital skills of the future workforce.
Enhancing the research and development framework was also cited as a key strategy to drive economic growth in the new economy.
For that, Lim announced that the government will allocate RM30 million for R&D matching grants for collaborations with industry and academia to develop higher value-added downstream use of palm oil, specifically tocotrienol in pharmaceuticals and bio-jet fuel.
“To promote commercialisation of R&D from the public sector, research universities, beginning with UM, will establish a one-stop Innovation Office to transform intellectual property into commercially exploitable opportunities,” said Lim.
STUDY PATHWAYS
In November, the Education Ministry announced the replacement of the science/arts streaming system in upper secondary into a system where students can choose from 89 elective subjects grouped in two packages: STEM (Science, Technology, Engineering and Maths), and Arts and Humanities under the new Secondary Schools’ Standard Curriculum (Upper Secondary) or KSSM Menengah Atas.
This will give students a taste of what they might pursue at tertiary education level and maybe even get a headstart in their desired future careers.
In a briefing, Education Ministry deputy director-general (policies and development) Dr Habibah Abdul Rahim advised students to pick their subjects wisely because it paves the way for their future.
She added that the students can change subjects midway through schooling but noted that it will not be an easy feat because there will be a lot of catching up to do.
1. Acts as a bridging program to matriculate TVET/SKM/DKM graduates to university. 2. Provides an opportunity for TVET/SKM/DKM graduates to enhance career, especially to a managerial position with better leadership skills. 3. Elevates social status of TVET/SKM/DKM graduates and experienced skills personnel.
Maklumat TERBARU! (bagi yang ingin jadi pengajar di KV, bidang vokasional) Syarat kelayakan: 1. Ijazah pendidikan 2. Sijil induksi PP-PPD-PPB 3. Sijil Kemahiran Malaysia 3 ke atas 4. Sijil VTO* – Untuk ambil VTO, anda WAJIB ada SKM 3 terdahulu
Untuk masuk Kolej Vokasional (KV), pastikan pelajar tu BETUL2 minat dan betul2 rajin. Bukan ikut kawan.
Di Kolej Vokasional, ramai pelajar yg kecundang tengah jalan sebab tak minat dan tak rajin. Sebab:
1. Bila tak minat, jadi malas. 2. Bila malas, kerja x siap dan bertangguh, serta tak boleh nak catch up. 3. Bila kerja x siap, markah PB (Pentaksiran Berterusan, 70% utk matapelajaran vokasional, 30% utk matapelajaran akademik) rendah. Bila tak mencapai tahap minimum, gagal PB. Gagal PB, sia2 je dtg exam akhir, sebab pointer akan gagal jugak.
Pelajar Kolej Vokasional bukan automatik dapat diploma. Diorg kena lalui 2 tahun sebagai pelajar SVM (pradiploma atau pelajar sijil), bila lulus dengan minimum 3 kredit (2 kredit Vokasional, 1 kredit lg lulus BM setara SPM), baru ditawarkan ke peringkat DVM (Diploma).
Itu pun, bergantung pada prasyarat program. Ada program yg pelajar wajib lulus Matematik, ada yg wajib lulus BI, baru ditawarkan ke DVM. Da diorg wajib lulus satu kursus khas bernama Core Abilities (CA).
Bermakna utk layak ke DVM, wajib: Lulus matapelajaran vokasional minimum 2 sem (1 sem = 1 kredit) Lulus BM setara SPM Lulus CA Pointer minimum 2.67 Vokasional n 2.00 akademik.
Utk yg nak tau ttg sistem pembelajaran di KV, ok begini.
Pelajar sijil wajib menghadiri sesi PDPC dari jam 8-5 (rehat jam 1), manakala pelajar diploma, jadualnya agak relax kebanyakannya paling lewat akan habis kelas jam 4. Tp ni pun bergantung pada program. Sb setiap program, tak sama jam kredit. Pelajar masih ambil matapelajaran akademik:
Untuk SVM: BM (setara SPM) Sejarah (setara SPM) BI Maths (Teknologi atau Sosial, bergantung pada program) Sains (Teknologi atau Sosial, bergantung pada program) Agama/Moral PJ Core Abilities (mcm pelajar SKM di ILP)
Untuk DVM: Pengajian Am Bahasa Komunikasi (Arab/Mandarin) Matematik (bergantung pada program) Sains (bergantung pada program) BI Dan beberapa matapelajaran lg bergantung pada program yg diambil.
Tapi kena tahu juga, yg SEMUA pelajar DIWAJIBKAN untuk terlibat dlm SEMUA aktiviti kolej, tanpa mengira SVM atau DVM. Yuran PIBG, dan asrama pun tiada perbezaan utk pelajar SVM atau DVM.
Kurikulum di KV tak sama dengan SMK. Kami tak guna buku teks sekolah, melainkan BM n Sejarah. Contohnya Akaun, pelajar bukan diajar prisip, tp pelajar terus didedahkan dgn cara utk buat kitaran perakaunan terus. Daripada proses kutip dokumen (pelajar akan pegang dokumen), pemfailan, hinggalah tutup akaun. Dan di peringkat diploma, pelajar akan belajar cara mengaudit akaun yg diorg dh buat tu.
Pelajar KV jugak kena sangat2 rajin. Sebab mcm sy sebut kat atas, diorg ada PB. PB ni diuji dlm kelas, amali n teori. Soalan2 yg digubal dipantau oleh pegawai dari Lembaga Peperiksaan sendiri dari semasa ke semasa. Jd tiada alasan kata KV tak diiktiraf. Pelajar yg kerap tak hadir, akan ketinggalan banyak benda, terutamanya ujian PB. Bila tertinggal, maka gagallah dia.
DVM pulak, syarat2 mcm dekat UA applied di sini. Cthnya kehadiran minimum 80%. Lulus LI. Dan sebagainya.
Selain dari tu, kena tau juga, walaupun pelajar KV dah boleh masuk IPTA, tp sasaran KV adalah utk menghasilkan 70% graduan BEKERJA, bukan utk sambung degree terus. Kalau nak sambung study, kami akan sarankan pelajar utk sambung SKM 4 n 5 berbanding degree, sebab degree lebih kepada teori, berbanding SKM, kurikulumnya lebih sepadan dengan pelajar KV.
Pelajar KV TIADA SPM. Tapi mereka WAJIB ambil BM dan Sejarah Setara SPM yg mana, dua subjek ni boleh digunapakai utk pelajar KV memohon utk bekerja dlm sektor awam menggantikan SPM (ada pekelilingnya). Yg ni, pelajar KV ramai ambil mudah. Sangat ramai pelajar KV gagal dlm dua matapelajaran ni, secara tak langsung, menggagalkan mereka dari sambung ke peringkat DVM jugak.
Tp untuk makluman jugak, SEMUA soalan Penilaian Akhir (final exam) yg diadakan pada setiap hujung semester, adalah dikelola oleh Lembaga Peperiksaan sendiri. Penggubal soalan dan Pemeriksa adalah yg pegawai dilantik oleh LP. Bukan cikgu sendiri yg buat soalan. Even result pelajar pun dikeluarkan oleh LP. Bukan bawah kolej. Yg menentukan pelajar lulus atau gagal, layak ke peringkat DVM pun, LP. Kolej tiada kuasa dlm bab ni.
Komen: Berita baik buat semua lepasan Diploma Kemahiran Malaysia (DKM), Diploma Lanjutan Kemahiran Malaysia (DLKM) atau Diploma Vokasional Malaysia (DVM) yang diiktiraf setara dengannya oleh Kerajaan Malaysia.
Sepintas lihat, nampak seperti semua pemegang DKM, DLKM dan DVM tanpa SPM pun dah boleh masuk UA untuk sambung program Ijazah Sarjana Muda. Namun, lebih baik anda semak dengan setiap UA berkenaan kerana ia memerlukan kelulusan Senat Universiti.
Semua Universiti dan Kolej Universiti tertakluk di bawah Akta Universiti & Kolej Universiti (AUKU).
Semak Bahagian IV, Seksyen 25, Seksyen 26 dan Seksyen 27.
Kalau nak ubah, kena ubah atau buat pindaan Akta Universiti tu baru boleh digunapakai secara keseluruhannya.
Jika betul anda bersijilkan DKM/DLKM/DVM dan masih tak diterima UA sebab tiada SPM dan masih ingin mendapatkan ijazah (bidang pengurusan industri) dari IPTS (Universiti Swasta di KL), sila isi borang tunjuk minat ini.
Universiti Tun Abdul Razak (Unirazak) is looking to offer new programmes to cater to the needs of the Industrial Revolution 4.0 (4IR).
Vice-Chancellor Professor Datin Dr Samsinar Md Sidin said it would introduce the new programmes to ensure that students were prepared for the industry’s demands.
She hoped that Unirazak would be the first private university to cater to the 4IR.
“We will offer programmes that prepare our graduates to be a future-ready generation, hence we are looking not just within Malaysia but also to what is happening around the world.
“It is not just about programmes, but also the teaching and learning techniques, as well as skills.
“In order to achieve that, we have to be dynamic in terms of how we do things and I hope Unirazak would be able to do that for their students, as well as for the nation,” she said at the university’s 19th convocation here.
A total of 215 graduates from faculties of Bank Rakyat School of Business and Entrepreneurship, Tun Abdul Razak School of Government and Graduate School of Business received their graduation scrolls.
The ceremony was officiated by Chancellor Tun Ahmad Sarji Abdul Hamid, who presented the scrolls to the graduates.
When asked if the university was prepared to embrace the Science, Technology, Engineering, Arts and Mathematics programme, Samsinar said Unirazak was working closely with industries to obtain new content to include in its curriculum.
“We want these industry experts to come and teach our students as they are willing to learn beyond their programmes.”
Ahmad Sarji, in his speech, said the Fourth Industrial Revolution had been changing the world. He said Artificial intelligence, robotics, Big Data and the Internet of Things would collectively impact jobs and industries in the future.
“Unirazak has developed an Education 4.0 experience for students through the Unirazak Online Experience, better known as UROX, that rides on the Canvas System.
“This was introduced this year to all students and faculty members with the objective to expand teaching and learning at the university,” he said.
Comment: Do you know that Unirazak would soon have an URise Program offering Professional Diploma in Industrial Management (ProDip) & Executive Bachelor in Industrial Management (EBIM) that’s been created especially for TVET/SKM graduates? It aims to: 1) Bridge TVET/SKM graduates to an MQA accredited Bachelor’s Degree or Masters Degree 2) Advance TVET/SKM graduates in their career with a Bachelor’s Degree, where most do not have a chance if they don’t have SPM with 3 credits, MQA Diploma or Diploma Kemahiran Malaysia (DKM). 3) Elevate TVET/SKM graduates’ social status.
KUALA LUMPUR: Deputy Human Resources Minister, Datuk Mahfuz Omar wants parents to erase negative perceptions against Technical and Vocational Education and Training (TVET) as a second choice for weak students compared to conventional academic field.
He said parents should place more confidence and support on their children taking TVET as this field is capable of producing the local manpower needed by the industry and nation to face Industrial Revolution 4.0 (IR4.0).
“The move is seen as giving confidence to the people in TVET,” he told a question and answer session at Dewan Rakyat here today.
Mahfuz was replying to a supplementary question by Datuk Seri Ismail Abd Muttalib (BN-Maran) on the statistics of TVET student intake which is still low compared to developed countries such as Germany, Holland and Australia and wanted to know what are the measures taken towards empowering the field.
To empower TVET, Mahfuz said via a 2025 plan under the National Skills Development Council which involved six ministries, his ministry is also focusing on TVET Tahfiz programme as the first step to extend skills training to young Tahfiz students.
“We want to ensure Tahfiz students also have a future to enter the employment sector,” he said.
Mahfuz said he had held a meeting with Kedah State Islamic Religious Council recently which was attended by 70 Tahfiz centre representatives to discuss the government’s plan for Tahfiz TVET
Source: Bernama
Comment:
There are many opportunities ahead for TVET graduates, whether it’s a guaranteed lifeskill to earn a living, establishing a business from the skills acquired & polished through valuable industry experience or furthering study to higher education institutions.
So, what are you waiting for? Find a suitable TVET institution that offers the course that can fulfill your dream!
Besides technical bachelors (Bachelor of Technology), TVET graduates with SKM2, SKM3 or DKM will also have a chance to obtain an executive bachelor in industrial management in a much shorter time frame (9 months) under the URise program that’s being offered by Universiti Tun Abdul Razak, KL together with ISE Education Sdn Bhd. URise program has been specially designed for TVET graduates, hence need not worry that it’s too academic & tough. Blended learning is implemented (online & offline learning at the University) to move with times. *KWSP withdrawal can be done, on top of other payment options like credit card & the latest e-wallets.
Timbalan Ketua Setiausaha Perancangan Strategik Kementerian Pendidikan, Datuk Kamel Mohamad, berkata program itu merealisasikan agenda pendidikan teknikal dan latihan vokasional (TVET) di negara ini.
“Menerusi inisiatif pemerkasaan TVET ini, graduan DVM, DKM dan DLKM berpeluang untuk melebarkan lagi kemahiran dan pengetahuan mereka.
“Semua penuntut universiti yang mengambil program ini hendaklah turut berusaha mengangkat martabat TVET sebagai aliran pendidikan perdana dengan cara menyumbang kepakaran dan menjadi penyelesai masalah kepada masyarakat apabila tamat pengajian kelak,” katanya.
Beliau berkata demikian pada Majlis Pelancaran Jerayawara dan Promosi Ijazah Sarjana Muda Teknologi di Universiti Tun Hussein Onn Malaysia (UTHM) baru-baru ini.
Yang turut hadir, Naib Canselor UTHM, Prof Datuk Dr Wahid Razzaly dan Timbalan Naib Canselor (Akademik dan Antarabangsa) UTHM merangkap Pengerusi Jawatankuasa Program Ijazah Sarjana Muda Teknologi MTUN, Prof Dr Ismail Abdul Rahman.
Program pengajian baharu itu yang mendapat pengiktirafan Agensi Kelayakan Malaysia (MQA) dan pensijilan badan profesional Lembaga Teknologis Malaysia (MBOT) ini membabitkan 10 jurusan yang menawarkan program berasaskan teknologi.
Antaranya ialah bidang penyejukan dan penyamanan udara, kimpalan, pemesinan, pembinaan bangunan, perkhidmatan makanan, minyak dan gas, penyelenggaraan sistem elektrik, sistem automasi elektronik, automotif serta keselamatan dan kesihatan pekerjaan.
Semua program ini akan mula mengambil pelajar pada September 2020.
Bagi memperkenal program baharu ini, MTUN merancang untuk menjalankan promosi, menyebar luas dan mengukuhkan kerjasama industri sama ada di dalam atau luar negara.
Jerayawara ini juga bertujuan mempromosikan laluan bagi graduan kemahiran di Malaysia ke peringkat universiti menerusi kerjasama MTUN dan pada masa sama memperkenalkan program pengajian tinggi itu kepada wakil institut latihan kemahiran awam dan swasta dan wakil industri.
Selain UTHM, universiti awam yang menganggotai MTUN ialah i Malaysia Perlis (UniMAP), Universiti Teknikal Malaysia Melaka (UTeM) dan Universiti Malaysia Pahang (UMP).
Komen: Selain bidang teknikal, graduan TVET dengan SKM2, SKM3 ataupun DKM juga boleh bakal dapat ijazah pengurusan industri dalam masa yang singkat (9 bulan) dengan program URise yang ditawarkan oleh Universiti Tun Abdul Razak, KL bersama ISE Education Sdn Bhd. Program ini direka khas untuk graduan TVET, jadi jangan bimbang ia terlalu akademik & susah. Pembelajaran blended, atas talian dan bersemuka di Universiti Boleh buat pengeluaran dari KWSP ataupun bayar dengan kad kredit.